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What to Tell Your Insurance Company After an Accident

Got into an accident, now it’s time to make the phone call to your insurance company? If you’re not sure what you need to immediately inform your insurance company. Here are tips to consider when speaking with an insurance representative.

accidentAccording to an article at money.howstuffworks.com, “Reporting an Auto Collision to Your Insurance Company”

“The best time to report the accident is when you’re safely away from the scene of the accident and can clearly and objectively compile the details. The first things your insurance company will need to know are the basics:

  • Date and time of the accident. In order for your claim to be processed as quickly and justly as possible, your responsibility is to help your insurance company recreate the scene of the accident, even down to seemingly trivial details like weather and traffic conditions.

  • What really happened. This can be a challenge, as emotions and adrenaline run high after this type of incident, but a step-by-step documentation of how the accident occurred is crucial to getting your claim addressed. Be sure to include details like speed, direction of travel and location of all parties involved, along with who hit whom.” To read the entire article click here.

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